If you rent a house or apartment, your landlord's insurance typically only covers the building they are renting to you, not your property.
Renter's insurance is a relatively inexpensive investment that includes coverage for:
Personal Property: Losses from fire, smoke, lightning, vandalism, theft, explosions, windstorms and certain types of water damage.
Additional Living Expenses: If your home is uninhabitable due to a covered loss, such as a fire, a portion of your living expenses may be covered.
Personal Liability: Protection against lawsuits for bodily injury, property damage and personal injury damages such as libel or slander. Specific coverages vary by state.
Damage to your home caused by flood water is often not covered by a standard home insurance policy. In most cases, flood insurance is a separate policy that could take up to 30 days to be in place.
Don’t wait until a storm is coming to consider flood insurance - make sure your home and possessions are protected from damage by talking to your agent about your current coverage and additional coverage you may need.learn more
Umbrella Insurance sits over your auto and home policies to provide an important extra layer of protection. The coverage kicks in when you reach the limit on the underlying liability coverage of your auto and home policies.
Consider if you:
Insurance products sold through AAA Club Alliance Inc. and its subsidiaries are underwritten by various insurance providers including CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting guidelines and applicable laws. Applicants may not qualify for all coverages, benefits and discounts. Discounts vary by state and are subject to eligibility requirements. Insurance coverage is not included in the price of membership. Participants in insurance programs incur separate costs for insurance. © 2019 AAA Club Alliance, Inc.
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